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Social Security Earnings Limits


Taxpayers collecting social security who also work are limited in the amount they can earn and still collect full benefits. The following table show how much you can earn before losing social security benefits. For individuals under Full Retirement Age (FFR) for the entire year, for every $2 earned over the limit, you lose $1 of benefits. In the year you reach FFR, you lose $1 for every $3 you earn. You do not lose any benefits, regardless of earnings, beginning in the year after you reach FFR.
Year Under FFR Reaches FFR Over FFR
2016 $15,720 $41,880 Unlimited
2015 $15,720 $41,880 Unlimited
2014 $15,480 $41,400 Unlimited
2013 $15,120 $40,080 Unlimited
2012 $14,640 $38,880 Unlimited
2011 $14,160 $37,680 Unlimited
2010 $14,160 $37,680 Unlimited
2009 $14,160 $37,680 Unlimited
2008 $13,560 $36,120 Unlimited
2007 $12,960 $34,440 Unlimited
2006 $12,480 $33,240 Unlimited
2005 $12,000 $31,800 Unlimited
2004 $11,640 $31,080 Unlimited
2003 $11,520 $30,720 Unlimited
2002 $11,280 $30,000 Unlimited
2001 $10,680 $25,000 Unlimited
2000 $10,800 $17,000 Unlimited
1999 $9,600 $15,500 Unlimited
1998 $9,120 $14,500 Unlimited
1997 $8,640 $13,500 Unlimited


Full Retirement Age (FFR)
Year Born
Retirement Age
1937 or earlier 65
1938 65, 2 mo
1939 65, 4 mo
1940 65, 6 mo
1941 65, 8 mo
1942 65, 10 mo
1943-1954 66
1955 66, 2 mo
1956 66, 4 mo
1957 66, 6 mo
1958 66, 8 mo
1959 66, 10 mo
1960 and later 67
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